Secured General/Personal Loan We provide/offer special type of secured loan as Secured General/Personal Loan to the registered member of FIP Nidhi Limited. It is a secured loan where the borrower will pledges for some asset which is used as Collateral. In this type there will be loan process for personal or commercial use.

Features and Benefits

  1. Low interest rate
  2. Minimum documentation and quick disbursal
  3. Easy payment format
  4. Quick and easy processing
  5. Maximum loan amount Rs. 200000.00
  6. Personalized service to all the customers
  7. Minimum pre-payment charges
  8. Doorstep service facility
  9. Repayment period upto maximum seven years depending on the loan amount

Eligibility

  1. Member of our bank
  2. Having permanent account holder in our bank with regular source of income
  3. Individual who may be employed/self employed in business having regular income.
  4. Permanent employees of Central/State/Defence/Public or Joint Sector Undertaking/Reputed Firms/Businessman having regular income
  5. Not involved/related to crime

Purpose of Loan

  1. To meet Wedding Expenditure
  2. Medical, emergengy expenditure for maintenance of family
  3. For expansion of business or begin a dream venture.
  4. Planing to start a small business
  5. Meeting any other genuine need as may be specified by the borrower and agreed by the lender

Quantum of Finance

As per eligibility and income earning capacity Processing Charges and Service TAx Tax as per applicable and the rate of interest will be 18% per annum SUPPORTING DOCUMENTS FOR LOAN PROCESS & SANCTION. Please visit at office hours.

Processing charges and Service Tax

Tax as per applicable and rate of interest is 18% per annum supporting documents and loan process please visit the branch